The Sascu routing number is 324173626. This nine-digit identifier routes electronic payments to the correct financial institution. Whether you need the Sascu routing number for a direct deposit enrollment, a wire transfer, an ACH payment, or an automatic bill authorization, this guide explains where to find the Sascu routing number, when to use it, and how to confirm you have the right one.
The Sascu Routing Number: 324173626
The Sascu routing number 324173626 is the American Bankers Association routing transit number assigned to Sascu by the Federal Reserve. Every financial institution that processes electronic payments in the United States has a unique routing number, and 324173626 is the one that identifies Sascu in the clearing and settlement systems that move money between accounts. The Sascu routing number is what employers use to send payroll direct deposits to your Sascu checking or savings account. It is what the Social Security Administration uses to disburse benefit payments. It is what the Internal Revenue Service uses to deposit tax refunds. It is what your utility company uses to debit automatic bill payments. Every time an electronic transaction routes money into or out of a Sascu account, the Sascu routing number 324173626 tells the banking network exactly which institution holds the destination or source account.
Routing numbers follow a specific structure. The first two digits of the Sascu routing number, 32, fall within the range 21-32 assigned to the Federal Reserve Bank of San Francisco's district, which covers the Pacific Northwest. The next two digits, 41, identify the specific Federal Reserve processing center. The fifth through eighth digits, 7362, identify Sascu uniquely within the Federal Reserve system. The ninth digit, 6, is a checksum digit calculated from the first eight digits using a mathematical formula that validates the routing number and prevents transposition errors. If someone mistypes the Sascu routing number as 324173626 instead of 324173626, the checksum will almost certainly fail and the transaction will be rejected before money goes to the wrong institution.
Sascu uses the same routing number 324173626 for all domestic transactions. There is no separate Sascu routing number for wire transfers versus ACH transactions versus direct deposits. Whether you are receiving a paycheck, sending a wire, or setting up an automatic mortgage payment, the Sascu routing number remains 324173626. This simplicity reduces confusion, though it means you must pair the Sascu routing number with the correct account number every time, because the routing number alone directs funds to Sascu but the account number directs them to your specific account within the credit union.
Where to Find the Sascu Routing Number
The most reliable place to find the Sascu routing number is on a paper check issued by Sascu. Look at the bottom edge of the check. Along that edge, printed in a special magnetic ink character recognition font, are three groups of numbers. The first group, at the far left, is the Sascu routing number 324173626. This group always contains exactly nine digits. The second group in the middle is your individual account number, which varies in length. The third group at the right is the check number, which should match the number printed in the upper right corner of the check. The routing number is also encoded between two special symbols that look like vertical lines with two dots, called transit symbols, which tell check-processing equipment where the routing number begins and ends.
If you do not have a paper check handy, the Sascu routing number appears in Sascu online banking. After completing a Sascu login, navigate to the account details page for your checking or savings account. The Sascu routing number is displayed alongside your account number, usually under a heading labeled "Account Info" or "Direct Deposit Information." The Sascu mobile app also displays the Sascu routing number: open the app, complete the Sascu login, select the relevant account, and tap "Account Details" or "Settings." The Sascu routing number 324173626 appears on that screen.
Members can also obtain the Sascu routing number by visiting any Sascu branch location and asking a representative. Branch staff can provide the Sascu routing number verbally, print a direct deposit authorization form with the Sascu routing number pre-filled, or help you locate the Sascu routing number within your online banking profile. Calling Sascu customer service at (208) 555-0147 during business hours is another option. A representative can confirm the Sascu routing number is 324173626 and answer questions about which transactions require the Sascu routing number versus which require only your account number.
Sascu Routing Number Usage Scenarios
Transaction Type
Requires Sascu Routing Number?
Also Requires
Processing Time
Direct deposit (payroll)
Yes — 324173626
Account number, account type (checking/savings)
1-2 business days after employer submits
Government benefit deposit
Yes — 324173626
Account number, completed direct deposit form (SF1199A)
1-2 payment cycles to activate
Tax refund direct deposit
Yes — 324173626
Account number, filed on IRS Form 1040
Varies by IRS processing schedule
Domestic wire transfer (incoming)
Yes — 324173626
Account number, member name as on account
Same business day if sent before 3:00 PM PT
International wire transfer
Yes — 324173626
SWIFT code, account number, name, address
2-5 business days
Automatic bill payment (ACH debit)
Yes — 324173626
Account number, signed authorization form
Debited on scheduled date
Person-to-person payment
Varies by service
Some services use email/phone; others want routing + account
Instant to 3 business days
Internal Sascu transfer
No
Account numbers only; handled within Sascu
Immediate
Setting Up Direct Deposit With the Sascu Routing Number
Direct deposit is the most common reason members need the Sascu routing number. To set up direct deposit of your paycheck, your employer typically provides a direct deposit authorization form, either on paper or through an online payroll portal. You will need to enter the Sascu routing number 324173626 and your Sascu account number. The form may also ask for the account type — select "checking" or "savings" as appropriate. If the form asks for the financial institution name, enter "Sascu" or "Salmon Arm Savings and Credit Union." Some payroll systems pre-populate the institution name from the routing number database and will automatically fill in "Sascu" when you enter 324173626.
After submitting the direct deposit authorization, your employer may take one or two pay periods to verify the Sascu routing number and account information before routing your paycheck electronically. During this verification period, you may receive a paper check instead. Once the direct deposit is active, your pay will appear in your Sascu account on the scheduled pay date, typically by 9:00 AM Pacific Time. You can verify the deposit by completing a Sascu login to your online banking or mobile app. If a deposit does not appear on the expected date, check with your employer's payroll department before contacting Sascu, because delays usually occur on the sending side rather than the receiving side.
Government benefit recipients use the Sascu routing number in a similar way. The Social Security Administration requires Form SF1199A for direct deposit enrollment, which asks for the Sascu routing number 324173626, your Sascu account number, and your signature. Veterans Affairs benefits, Supplemental Security Income payments, and Railroad Retirement Board annuities all use the same Sascu routing number. Federal benefit payments are generally deposited on specific days of the month based on the recipient's birth date or benefit type, and the deposit appears in your Sascu account by the morning of the payment date.
Wire Transfers and the Sascu Routing Number
For domestic wire transfers into your Sascu account, the sending institution needs the Sascu routing number 324173626, your complete Sascu account number, the exact name on your Sascu account, and your address as registered with the credit union. Domestic wires sent before 3:00 PM Pacific Time on a business day typically post to your Sascu account the same day. Wires sent after the cutoff time, on weekends, or on federal holidays post the next business day. Sascu does not charge a fee to receive an incoming domestic wire transfer, but the sending institution may charge its own wire fee — those fees are collected by the sender's bank, not by Sascu.
Outgoing domestic wire transfers from your Sascu account require a visit to a Sascu branch or completion of a wire transfer request through Sascu online banking if you have enrolled in the wire transfer service. You will need the receiving institution's routing number, the recipient's account number, the exact name on the recipient account, and the recipient's address. Sascu charges a fee for outgoing domestic wires, which is disclosed on the fee schedule available at every branch and online. The cutoff time for same-day outgoing wires is 2:00 PM Pacific Time.
International wire transfers involve the Sascu routing number 324173626 plus additional information. International wires use the SWIFT network rather than the Federal Reserve's Fedwire system, so the sending institution needs a SWIFT code. Sascu does not have its own SWIFT code; instead, international wires route through a correspondent bank that Sascu has partnered with for international settlement. Members who need to receive an international wire should contact Sascu customer service at (208) 555-0147 for the current correspondent bank SWIFT code and instructions. Because international wires pass through intermediary banks and currency conversion processes, they typically take two to five business days and may incur fees from multiple institutions along the payment chain. The exchange rate applied to currency conversion is determined by the correspondent bank, not by Sascu.
Verifying the Sascu Routing Number
Before entering the Sascu routing number into any form, portal, or authorization document, verify that you are using the correct number. Typing the Sascu routing number as 324173628 instead of 324173626 might route your money to a different institution entirely. The Federal Reserve's routing number directory is the authoritative source; the Sascu routing number 324173626 is registered to Salmon Arm Savings and Credit Union and has been since the credit union was chartered. If an employer's payroll system auto-populates a different number when you type "Sascu," do not accept the auto-populated value without comparison to 324173626. Some payroll systems maintain outdated routing number databases that may list incorrect information.
Scammers sometimes distribute fake routing numbers through phishing emails that appear to come from a credit union. A fraudulent email might claim that "the Sascu routing number has changed" and provide a different number for you to use. Sascu does not change its routing number without advance written notice mailed to every member. If you receive an unsolicited communication claiming that the Sascu routing number has changed or that you need to update your routing number information by clicking a link, do not click the link. Call Sascu customer service at (208) 555-0147 to verify. The Sascu routing number 324173626 has been stable throughout the credit union's history and would change only under extraordinary circumstances that would be widely communicated through official channels.
Members can independently verify the Sascu routing number by checking the Federal Reserve's routing number lookup tool, available through the Federal Reserve Financial Services website, though this tool requires knowing the institution name and location. The Sascu routing number also appears in the American Bankers Association's published routing number directory, which many employers and payroll providers reference to validate routing numbers entered by employees. If anyone questions whether 324173626 is the correct Sascu routing number, direct them to any Sascu-issued check, the Sascu website routing number page, or Sascu customer service for confirmation.
Frequently Asked Questions About the Sascu Routing Number
What is the Sascu routing number?
The Sascu routing number is 324173626. This nine-digit ABA routing transit number uniquely identifies Sascu within the United States banking system and is used for all electronic payment types: direct deposits, domestic wire transfers, ACH debits and credits, automatic bill payments, and check processing. The Sascu routing number is registered with the Federal Reserve and the American Bankers Association. Every financial institution in the country has a unique routing number, and 324173626 is the one that routes transactions to Sascu specifically. If you provide a different routing number by mistake, your funds will be directed to a different financial institution, potentially causing delays or misdirected payments. The Sascu routing number has remained unchanged throughout the credit union's history, so members can use 324173626 with confidence for any transaction that requires a routing number associated with a Sascu account.
Where can I find the Sascu routing number on a check?
The Sascu routing number 324173626 appears at the bottom left corner of every Sascu-issued personal and business check. It is the first group of nine digits, positioned between the left edge of the check and the account number. The routing number is printed in magnetic ink character recognition font, which appears as blocky, stylized numerals distinct from the standard printed text elsewhere on the check. The Sascu routing number is flanked by transit symbols that look like a vertical line with two small dots on either side. Following the routing number, separated by a space, is your account number. The check number appears at the far right of the MICR line and also in the upper right corner of the check. If you are looking at a deposit slip rather than a check, the Sascu routing number also appears on Sascu-issued deposit slips in the same bottom-left position. For members who use Sascu online banking, the Sascu routing number is displayed in the account details section alongside the account number, formatted clearly for copying into direct deposit and payment forms.
When do I need to use the Sascu routing number?
You need the Sascu routing number 324173626 whenever an external entity needs to route an electronic payment to your Sascu account. Common scenarios include: setting up direct deposit of your paycheck through your employer's payroll system, enrolling in direct deposit for Social Security or other government benefits, providing bank information to receive a tax refund by direct deposit, authorizing a utility company or lender to debit automatic monthly payments from your Sascu account, receiving an incoming domestic wire transfer, linking your Sascu account to an external account at another financial institution for transfers, setting up recurring ACH transfers, and receiving payments from brokerage firms, payment platforms, or settlement administrators. You do NOT need the Sascu routing number for internal transfers between two Sascu accounts, for person-to-person payment services that use email or phone number instead of routing numbers, for debit card purchases, or for mobile check deposit through the Sascu app. When in doubt, providing the Sascu routing number is the safe choice — an extra piece of information that is not needed will simply be ignored, while a missing routing number will cause the transaction to fail.
Does Sascu use different routing numbers for wire transfers?
Sascu uses the same routing number 324173626 for both domestic ACH transactions and domestic wire transfers. Unlike some larger banks that maintain separate routing numbers for different transaction types, Sascu operates with a single routing number that covers all domestic electronic payment routing. This means you can provide the Sascu routing number 324173626 for a wire transfer, a direct deposit, an automatic bill payment, or any other domestic electronic transaction without worrying about which specific routing number variant to use. For international wire transfers, the transaction involves the SWIFT network in addition to the domestic routing system. Sascu does not have its own SWIFT code; instead, international wires route through a correspondent banking partner. Members receiving an international wire should contact Sascu customer service at (208) 555-0147 for the current correspondent bank SWIFT code and specific instructions for international wire receipt. The Sascu routing number 324173626 will still be part of the payment instructions, but the SWIFT code is also necessary for the international leg of the transfer. Always verify international wire instructions with a Sascu representative before providing them to the sender.
How can I verify the Sascu routing number is correct?
You can verify the Sascu routing number 324173626 through multiple independent sources. Check the bottom left of any Sascu-issued personal or business check, where the routing number appears in magnetic ink as the first nine digits. Log into Sascu online banking, navigate to the account details page for any checking or savings account, and the Sascu routing number is displayed alongside your account number. Open the Sascu mobile app, select an account, and tap "Account Details" or the information icon to view the routing number. Visit any Sascu branch location and ask a representative to confirm the Sascu routing number — branch staff can provide this information without accessing your account. Call Sascu customer service at (208) 555-0147 during business hours for verbal confirmation. Check the Federal Reserve's routing number directory, which lists 324173626 as the routing number for Sascu. Be cautious of routing numbers provided through third-party websites that aggregate routing number information; these sites occasionally contain outdated or incorrect data. The most reliable verification comes from Sascu directly — through a check, online banking, the mobile app, a branch visit, or a phone call to customer service. Never rely on a routing number provided in an unsolicited email, text message, or phone call, even if it appears to come from Sascu.
I set up direct deposit for fourteen employees using the Sascu routing number, and the integration with our payroll software was seamless. When we had a question about an ACH return, the Sascu electronic payments team resolved it in one phone call.