Sascu Locations — A Clearer Picture of Your Finances

Sascu locations serve the Salmon Arm region with five full-service branches, each offering personal and business banking, lending consultations, notary services, and safe deposit boxes. Beyond the branch network, Sascu members access over 5,000 shared branch locations and 30,000 surcharge-free ATMs nationwide through the CO-OP network. Find the Sascu location nearest you, check branch addresses and services, and understand your options for in-person banking wherever you are.

Sascu Branch Locations in the Salmon Arm Area

BranchAddressPhoneDrive-ThroughSafe Deposit
Downtown Branch412 Main Street, Salmon Arm(208) 555-0147NoYes
Riverside Branch890 River Road, Salmon Arm(208) 555-0162Yes — 3 lanesYes
North Valley Branch1560 North Valley Highway, Salmon Arm(208) 555-0175Yes — 2 lanesNo
Lakeview Branch78 Lakeshore Drive, Salmon Arm(208) 555-0188NoNo
Eastgate Branch2304 Eastgate Boulevard, Salmon Arm(208) 555-0191Yes — 2 lanesYes

Downtown Branch — 412 Main Street

The Downtown Branch is the original Sascu location, occupying the same Main Street footprint the credit union has held since moving from the community hall basement in 1963. This Sascu location houses the executive offices, the mortgage lending department, and the main safe deposit box vault with boxes in three sizes. The Downtown Branch is walk-in only with a parking lot accessible from the alley behind the building. Two ATMs in the lobby and one exterior ATM on the Main Street sidewalk provide 24-hour cash access at this Sascu location. The Downtown Branch handles all account types, loan applications, notary services, Medallion signature guarantees, and foreign currency exchange orders.

This Sascu location tends to be busiest during the lunch hour and on Friday afternoons. Members visiting the Downtown Branch for complex transactions — mortgage applications, business account openings, wire transfers, or safe deposit box access — may want to call ahead and schedule an appointment, though walk-in service is always available. The Downtown Branch is the recommended Sascu location for members who need to meet with a financial advisor, apply for a commercial loan, or resolve an account issue that requires management review.

Riverside Branch — 890 River Road

The Riverside Branch opened in 1988 to serve the growing residential communities along the Salmon River corridor. This Sascu location features a three-lane drive-through that handles deposits, withdrawals, loan payments, and check cashing without leaving the vehicle. The drive-through lanes at this Sascu location use pneumatic tube systems for standard transactions and a dedicated commercial lane for business deposits. The lobby at the Riverside Branch provides full teller service, new account opening, loan application intake, notary services, and safe deposit box access.

The Riverside Branch also houses the Sascu insurance agency, where members can meet with a licensed agent to discuss life, auto, homeowners, and renters insurance policies. Members visiting this Sascu location for insurance consultations should call ahead, as the agent may be conducting off-site meetings. The parking lot at this Sascu location accommodates 42 vehicles with dedicated accessible parking near both the lobby entrance and the drive-through lanes. A CO-OP network ATM is positioned in the drive-through lane area for 24-hour access without entering the branch.

North Valley Branch — 1560 North Valley Highway

The North Valley Branch, opened in 2005, serves the northern expansion of the Salmon Arm area where residential development and commercial construction have been concentrated over the past two decades. This Sascu location offers a two-lane drive-through, full lobby teller service, and a self-service kiosk for quick transactions including balance inquiries, transfers between Sascu accounts, and printed mini-statements. The North Valley Branch does not maintain safe deposit boxes, but members with boxes at other Sascu locations can access them during that branch's operating hours.

This Sascu location includes a community meeting room that local nonprofit organizations can reserve at no charge for evening and weekend meetings. The room seats 35 people and includes a projection screen, whiteboard, and small kitchenette. Reservation requests are handled through the branch manager. The North Valley Branch parking lot connects directly to the North Valley Highway frontage road, making this the most convenient Sascu location for members commuting from the northern residential developments.

Lakeview Branch — 78 Lakeshore Drive

The Lakeview Branch, the smallest Sascu location by square footage, opened in 2012 to provide walk-in banking access for the Lakeshore Drive neighborhood and the summer tourism traffic along the lakefront. This Sascu location is lobby-only with no drive-through, but it features extended Saturday hours during the summer months to accommodate seasonal residents and visitors. The Lakeview Branch handles standard teller transactions, new account openings, personal loan applications, and notary services. Mortgage and business lending consultations at this Sascu location are available by appointment with a loan officer who rotates from the Downtown Branch.

Lakeview Branch members appreciate the neighborhood feel of this Sascu location. The teller line rarely exceeds a few minutes, and the staff knows many members by name. An exterior 24-hour ATM positioned at the parking lot entrance is the most heavily used ATM in the Sascu network during summer months. The ATM at this Sascu location accepts deposits in addition to dispensing cash, a feature that saves members from entering the branch for simple deposit transactions.

Eastgate Branch — 2304 Eastgate Boulevard

The Eastgate Branch is the newest Sascu location, opened in 2019 to anchor the Eastgate retail development and provide banking access for the eastern portions of the Salmon Arm service area. This Sascu location features a modern open-concept lobby design with teller pods instead of a traditional teller line, private consultation offices for lending and investment discussions, a two-lane drive-through, and safe deposit boxes. The Eastgate Branch also houses the Sascu business banking team, making this the recommended Sascu location for business members who need to meet with a commercial lender, open a business checking account, or discuss treasury management services.

The Eastgate Branch parking lot includes four electric vehicle charging stations available to members during branch hours. Two CO-OP network ATMs serve this Sascu location: one in the drive-through lane and one at the lobby entrance, both accessible 24 hours. The Eastgate Branch is the only Sascu location with a coin-counting machine in the lobby, available to members at no charge and to non-members for a nominal fee.

Shared Branching and CO-OP Network Access

Sascu membership extends far beyond the five physical Sascu locations in the Salmon Arm area. Through the CO-OP Shared Branch network, any Sascu member can walk into over 5,000 participating credit union branches across all 50 states and conduct transactions as if at their home Sascu location. Shared branch transactions require two things: a government-issued photo ID and your Sascu member number. Once the teller at the shared branch location verifies your identity and membership, you can deposit checks or cash, withdraw funds, make loan payments, transfer between Sascu accounts, and obtain account balances. Some shared branch locations also process wire transfers and cashier's checks, though availability of these services varies by host credit union.

The CO-OP ATM network provides surcharge-free cash access at more than 30,000 ATMs nationwide. These ATMs are located at credit union branches, convenience stores, and retail locations including many 7-Eleven, Costco, and Walgreens stores. The Sascu mobile app includes an ATM locator that uses your device's GPS to display nearby CO-OP network ATMs on a map with addresses and distance indicators. The locator distinguishes between ATMs that accept deposits and those that are cash-dispensing only, so members who need to deposit checks or cash can identify the right machine. Sascu also reimburses up to $15 monthly in surcharge fees charged by non-network ATM operators, which covers roughly three to five out-of-network ATM transactions per month.

Members who travel internationally should note that the CO-OP Shared Branch and ATM networks are United States-based and do not extend to foreign countries. Sascu debit cards work at international ATMs that display the Visa or Plus network logos, though the ATM owner may charge a surcharge in addition to any foreign transaction fee assessed by Visa. Sascu does not charge its own foreign transaction fee on debit card purchases or ATM withdrawals abroad, but the Visa network applies a currency conversion assessment of approximately 1% on transactions processed in foreign currencies. Notifying Sascu of international travel plans before departure helps the fraud monitoring system recognize legitimate foreign transactions and avoid unnecessary card blocks.

Frequently Asked Questions About Sascu Locations

How many Sascu locations are there in the Salmon Arm area?

Sascu operates five full-service branch locations in the Salmon Arm area. The Downtown Branch at 412 Main Street is the original location and houses executive offices and the mortgage lending department. The Riverside Branch at 890 River Road features a three-lane drive-through and the Sascu insurance agency. The North Valley Branch at 1560 North Valley Highway includes a community meeting room and self-service kiosk. The Lakeview Branch at 78 Lakeshore Drive provides neighborhood walk-in service with extended summer hours. The Eastgate Branch at 2304 Eastgate Boulevard is the newest Sascu location with modern teller pods, electric vehicle charging, and the business banking team. Each Sascu location offers full teller service, new account opening, loan application intake, and notary services. Beyond these five Sascu locations, members access over 5,000 shared branch locations nationwide through the CO-OP Shared Branch network and more than 30,000 surcharge-free ATMs through the CO-OP ATM network.

Do Sascu locations offer drive-through banking?

Three of the five Sascu locations offer drive-through banking. The Riverside Branch features three drive-through lanes, including a dedicated commercial lane for business deposits. The North Valley Branch has two drive-through lanes. The Eastgate Branch also has two drive-through lanes. At all three Sascu locations with drive-through service, the drive-through lanes open 30 minutes before lobby hours and close 30 minutes after lobby hours, giving members an additional hour of banking access each day. Drive-through transactions include deposits, withdrawals, loan payments, check cashing, and balance inquiries. Members can also request printed statements and transaction histories through the drive-through. The Downtown Branch and Lakeview Branch are walk-in only, with parking available adjacent to each Sascu location. Members who prefer drive-through service but are closest to a walk-in-only Sascu location can visit the nearest drive-through branch or use the CO-OP ATM network for cash transactions outside of branch hours.

Can I use another credit union location to access my Sascu account?

Yes. Through the CO-OP Shared Branch network, Sascu members can conduct transactions at over 5,000 participating credit union locations across all 50 states. To use a shared branch location, present a government-issued photo ID and provide your Sascu member number to the teller. Once your identity and membership are verified, you can deposit checks or cash, withdraw funds (subject to the host credit union's daily limits), make loan payments, transfer funds between Sascu accounts, obtain account balances, and in many cases process cashier's check requests and wire transfers. The shared branch experience is similar to visiting a Sascu location, though some services — safe deposit box access, Medallion signature guarantees, and foreign currency exchange — are generally not available through shared branches. Use the branch locator on the Sascu website or mobile app to find participating shared branch locations near any address. The CO-OP locator tool identifies which credit unions participate in shared branching and provides addresses, phone numbers, and hours of operation. Always call ahead to confirm that the shared branch location can accommodate your specific transaction needs.

Are there Sascu ATMs and where can I use my Sascu debit card without fees?

Every Sascu location has at least one 24-hour ATM. Beyond Sascu-owned ATMs, your Sascu debit card works surcharge-free at more than 30,000 ATMs in the CO-OP ATM network across the United States. These network ATMs are located at credit union branches and at retail locations including many 7-Eleven, Costco, Walgreens, and Circle K stores. The Sascu mobile app includes a built-in ATM locator that uses GPS to display nearby CO-OP network ATMs on a map with addresses, distances, and deposit-acceptance indicators. Sascu also reimburses up to $15 per month in surcharge fees charged by non-network ATM operators, covering approximately three to five out-of-network ATM transactions monthly. International ATM usage is supported through the Visa and Plus networks, though the ATM owner may charge a surcharge and Visa applies a currency conversion assessment of approximately 1% on transactions processed in foreign currencies. Sascu does not charge its own foreign transaction fee. Notify Sascu of international travel plans before departure to prevent the fraud monitoring system from blocking legitimate foreign ATM transactions. The daily ATM withdrawal limit on Sascu debit cards is $500 for standard accounts, though members can request a temporary increase by calling customer service before a planned large withdrawal.

The shared branch network saved me when I was visiting family in Ohio and needed to deposit a check. I walked into a local credit union, showed my Sascu member number and ID, and the transaction posted to my account the same day. That kind of network makes a small credit union feel nationwide.

— DeAndre Brooks, Owner, Sawtooth Coffee Roasters